FINANCING
We believe there should be no barriers between you and that perfect piece of jewelry, whether it's a custom-made piece or a one-of-a-kind in-stock item.
That's why we offer a variety of flexible payment options, including interest-free financing through Wells Fargo as a member of the American Gem Society, layaway, and various purchase methods. Learn more below to determine which option may be best for you.
FINANCING PLAN OPTIONS
We offer the following special terms promotion: No Interest if Paid in Full within promotional period with regular monthly payments. You can select which promotional period works best for you. We are flexible when it comes to minimum purchase amounts. The Wells Fargo Jewelry Advantage credit card is issued with approved credit by Wells Fargo Bank.
0% if paid in full within 6 months - $500 minimum purchase
0% if paid in full within 12 months - $3000 minimum purchase
Important reminder: For No Interest if Paid in Full promotions, you will have to pay interest that accrues at a 28.99% APR from the date of purchase if you do not pay the purchase balance in full within the special terms promotional period. To avoid interest charges, you may need to pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special terms promotional period.
LAYAWAY PAYMENTS
If you would like to incrementally pay for a piece of jewelry before receiving it, we offer layaway plans! At the time you decide to place an item on layaway, a 20% deposit + tax will be due. Items can be placed on layaway for a maximum of 6 months and require equal monthly payments. Simple as that.
Canceled layaway items of in-stock merchandise will be subject to a 20% restocking fee, and a store credit will be issued with any remaining money paid towards the item. Special order items put on layaway cannot be canceled or refunded.
ACCEPTED PAYMENT METHODS
Credit Card
We accept all major credit cards including Visa, Mastercard, Discover, and American Express.
PayPal
Use your PayPal account for a faster checkout on our online store.
Apple Pay
Streamline your payment experience using Apple Pay on your mobile phone.
Cash or Check
If you are shopping in store, we also accept cash or check payments.